Students can pay at the Macon Cove Campus or Union Avenue Campus. Please refer to the hours of operations for each campus/center.

The following payment methods can be used unless otherwise noted. Please retain your receipt.

• Personal Check or Money Order
  • Check or money order should be made payable to Southwest Tennessee Community College.
• American Express, Discover, MasterCard, or Visa
• Cash

Online Payments: Students paying debt from a previous term must complete a credit card authorization form before the financial hold can be released. Please call the Cashier’s Office at 901-333-5292 for assistance.

Note: Online Payments Only can be processed at the Gill Center, Maxine A. Smith Center, and Millington Center.

Checks or money orders should be made payable to Southwest Tennessee Community College.

Checks or money orders can be mailed to:

Southwest Tennessee Community College
Attn: Cashier's Office
P.O. Box 780
Memphis, TN 38101-0780

If fees are paid in full by financial aid or scholarships, the same schedule and deadlines apply for fee payment. The registration fees must be paid before the fee payment deadline or the class schedule will be deleted. Financial aid funds for students who have signed and returned a Financial Aid Letter and Authorization Form will be paid toward their fees. If funds cover all fees, no other payment is needed. Contact the Financial Aid office to confirm aid at 901-333-5924, or visit our offices at Macon Cove Campus, Farris Building, Room 2102, or the Union Avenue Campus, M Building, Room 112.

Service members, veterans, and dependents of veterans who are eligible beneficiaries of U.S. Department of Veterans Affairs education benefits or other governmentally funded educational assistance, subject to the conditions and guidelines set forth in Tennessee Code Annotated 49-7-104 as amended, may elect, upon formal application, to defer payment of required tuition and fees until the final day of the term for which the deferment has been requested. Application for the deferment must be made no later than 14 days after the beginning of the term, and the amount of the deferment shall not exceed the total monetary benefits to be received for the term. Students who have been granted deferments are expected to make timely payments on their outstanding tuition and fees balance once education benefits are being delivered, and eligibility for such deferment shall terminate if the student fails to abide by any applicable rule or regulation, or to act in good faith in making timely payments. This notice is published pursuant to Public Chapter 279, Acts of 2003, effective July 1, 2003. This deferral does not include books; therefore, the student must purchase books. Contact the Veterans Affairs counselor at the Macon Cove Campus 901-333-4174 or Union Avenue Campus 901-333-5115 for further information.

Note: Fee waivers should be presented when payment is made. The deadline date for accepting fee waivers can be found under Fee Waiver/Discount Dates. Please contact the employee's Human Resources office for information. Appropriate forms to request a fee waiver are available at the employee's work location. The request for a fee waiver must be completed with all appropriate signatures before it will be accepted for payment.

State Employee Fee Waivers and PC191s

Full-time employees of any Tennessee Board of Regents institution, the University of Tennessee, and the State of Tennessee (not public school teachers), may be eligible for a fee waiver on the maintenance, out-of-state tuition, technology access fee and student activity fee for one credit class. There may be additional eligibility requirements. Please contact the Human Resources Office for information.

Note: These forms (State Employee and PC 191) will be accepted during specified dates, please review Fee Waiver/Discount Dates. Fee waivers must be presented when payment is made. The TN eCampus course fee cannot be waived under the PC 191 program, only State Employees can be waived.

Reduced Rate Registration

Students 60+ years of age/Permanently Disabled - Under TCA Section 49-7-113, a Tennessee resident 60 years of age or older, or permanently disabled Tennessee resident can audit courses without paying any maintenance fees. However, the student will be assessed a $10 application fee (if not previously paid), $15 campus access fee, and $15 international educational fee.

A Tennessee resident who is 65 years of age or older, or permanently disabled, can take classes for credit at a reduced rate of $70, however, the student will be assessed a $10 application fee (if not previously paid), $15 campus access fee, and $15 international educational fee. Registration under these programs is on a space available basis. Therefore, students 60+years of age/Permanently Disabled cannot register early. (Class selection under these programs will be processed during specified dates for the term, please see Fee Waiver/Discount Dates.)

Spouse/Dependent 50 Percent Discount

Dependents (under the age of 27) and spouses of full-time and regular part-time employees of the Tennessee Board of Regents and University of Tennessee educational systems may be eligible for a 50 percent discount on certain registration fees. There may be additional eligibility requirements. The discount is prorated for regular part-time employees. Please contact the Human Resources Office for information. Appropriate forms to request this discount must be completed with all appropriate signatures before it will be accepted for payment.

Dependent 25 Percent Discount

Dependents (under the age of 24) of full-time employees of the State of Tennessee and certified public school teachers may be eligible for a 25 percent discount on maintenance, out-of-state tuition and technology access fees. Please note that spouses do not receive discounts. There may be additional eligibility requirements. The discount is prorated for regular part-time employees.

Note: The TN eCampus fee cannot be waived under these programs (Reduced Rate Registration, Spouse/Dependent 50 Percent Discount, Dependent 25 Percent Discount).

Southwest offers deferred payment to eligible students. The plan allows students to make an initial payment of one-half their fees when they enroll, and defer the balance due until later in the semester. Students enrolled in Regents Online Degree Program courses are also eligible to participate in this plan.

To be eligible, students must enroll in three credit hours or more. Students will be required to pay 50 percent of tuition costs and other associated fees/charges at the time of registration. The remainder of the charges will be paid in two (2) installments.

Students must be in good financial standing at the College, sign a deferred payment contract and pay a $10 non-refundable service fee to participate in the program. All financial aid awarded to a participating student, including loans, scholarships, third-party assistance and/or discounts, must be applied to the payment of total fees due before the amount of the charges to be deferred is determined.

A $25 late fee will be assessed on each installment which is not paid on or before the due date. Withdrawals from classes will not alter the remaining balance due, except to the extent that any refund may be applied.

Students enrolled in the deferred payment plan are subject to the same refund policy and percentages. Any remaining balance after refunding must be paid by the student.

The deferred payment plan is available for the fall and spring semesters. For more information, call the Cashier's Office at 901-333-5292.